We're here for your credit needs - Choose the path that works best for you
Whether you want to fix your credit yourself or let our experts handle it — we’ve got you covered.
Done For You Services (DFY)
1-on-1 Credit Consultation
Custom Metro2 + Factual Disputes
CFPB Escalation Services
Free Attorney Review (if needed)
120 Day Money back guarantee
Starts at $100/Month
Total Value $1500
Do-It-Yourself (DIY)
Step-by-Step Dispute Process
Auto Generated dispute letters from credit import
Educational videos
Private Facebook Community for dispute tips
Credit Dispute Escalation Kits
Credit Monitoring
Total Value $1500
ABOUT US
Our Commitment to Your Financial Well-being
Founded by a team of financial experts with decades of combined experience, The Clean Credit Academy was built on the principles of integrity, transparency, and unwavering commitment to our clients. We understand that life's unexpected twists and turns can sometimes lead to credit challenges, and we believe that everyone deserves a second chance.
HOW WE WORK
How Our Credit Repair and Restoration Works
Review Credit Reports
Our credit report review service is designed to shed light on your financial history and open doors to opportunities you may not have known existed. Our team of experts meticulously examines your credit reports, unraveling the complexities and pinpointing.
Fix or Dispute Errors
At The Clean Credit Academy, we're here to empower you by helping you fix or dispute errors on your credit reports. Our dedicated team of professionals specializes in identifying inaccuracies that may be holding back your financial potential.
Pay Your Bills On Time
We provide you with the tools, knowledge, and support you need to establish a consistent payment routine that not only boosts your credit score but also instills financial discipline. When you choose to pay your bills on time with The Clean Credit Academy.
Pay Down Outstanding
Our experts are equipped with proven strategies to help you reduce your outstanding balances, lower interest payments, and regain control over your financial life. We understand that each individual's situation is unique,
Keep Old Cards
Old credit cards can be invaluable assets in your financial toolkit, and at The Clean Credit Academy, we emphasize the importance of keeping them wisely. Your credit history is a reflection of your financial journey.
Watch the Progress
Our transparent and results-driven approach means you're always in the loop, tracking the positive changes in your credit profile every step of the way. With our guidance, you'll witness the removal of inaccuracies, the rise of your credit score.
STILL NOT SURE?
Frequently Asked Questions
❓ Is credit repair legal?
Yes, 100%. Under the Fair Credit Reporting Act (FCRA), you have the legal right to dispute inaccurate, outdated, or unverifiable information on your credit report. Our services simply help you exercise that right—either with expert support or through guided DIY tools. Credit sweeps are what's illegal, we do NOT do credit sweeps!
❓ How long does the credit repair process take?
That depends on your credit profile. Most clients see noticeable results within 30 to 90 days, with ongoing improvement over 6 months. We work in rounds, with disputes typically sent every 30–45 days to keep momentum going.
❓ What’s the difference between DIY and DFY?
DIY (Do It Yourself): You’ll get full access to our portal, letter generators, and step-by-step guidance to dispute on your own schedule. DFY (Done For You): We handle everything for you—from strategy and disputes to CFPB complaints and legal escalations—so you can sit back while we go to work.
❓ What if nothing gets deleted?
In rare cases where no items are removed, we offer a 120-day money-back guarantee on our DFY service. We’ll also escalate unresolved disputes to the CFPB or furnishers directly for further action.
❓ Will this help with collections, charge-offs, or late payments?
Yes. These are exactly the types of items we specialize in disputing. Whether they’re reporting incorrectly, are unverifiable, or were mishandled, we go after them with a customized strategy for each account.
❓ Do you work with all three credit bureaus?
Yes. We handle disputes with Experian, Equifax, and TransUnion—ensuring every negative item is addressed across all major reports. We also work Directly with the Creditors for a flawless dispute process.
❓ Can I do both DIY and DFY?
Absolutely. Some clients like to start with DIY and upgrade to DFY if they want faster results or don’t have the time. We make it easy to switch paths as your needs change.
Still have more questions? Book a call with a specialist below
What Are Our Customers Saying ?
I had almost lost hope when it came to improving my credit score. That's when I found The Clean Credit Academy. Their team not only corrected errors on my credit report but also provided me with valuable financial education.
Jessica C
Working with The Clean Credit Academy has been a game-changer for me. I was drowning in debt and didn't know where to turn. Their experts crafted a customized debt repayment plan that suited my budget and financial goals.
Eric H